This Privacy Policy ("Policy") is published in accordance with the provisions of the Information Technology Act, 2000 and the rules made thereunder, including but not limited to the Information Technology (Reasonable Security Practices and Procedures and Sensitive Personal Data or Information) Rules, 2011.

1. Definitions

(a) "Personal Information" shall mean any information that relates to a natural person, which, either directly or indirectly, in combination with other information available, is capable of identifying such person.
(b) "You", "Your" shall mean the users accessing or using the LOANSHOWN application ("App").
(c) "We", "Us", "Company" shall mean iDigitalPreneur Pvt Ltd.

2. Collection of Information

We may collect, receive, possess, store, and process Personal Information provided by You including but not limited to name, address, email address, phone number, Aadhaar number, PAN details, banking information, employment details, and any other KYC documents.

3. Purpose of Collection

The Personal Information collected shall be used strictly for the following purposes:

• Facilitating submission of loan applications to our Partner Banks and Non-Banking Financial Companies (NBFCs);
• Conducting credit assessments;
• Regulatory compliance;
• Internal analysis and operational enhancement.

4. Disclosure of Information

We may disclose Personal Information:

• To Partner Banks/NBFCs for the purpose of processing loan applications;
• To third-party service providers strictly on a need-to-know basis and subject to confidentiality obligations;
• To governmental and judicial authorities if mandated under law.

5. Data Security

We implement commercially reasonable security practices and procedures designed to safeguard Personal Information against unauthorized access, disclosure, or misuse.

6. Retention

Personal Information shall be retained only for as long as necessary for the purposes for which it was collected, or as required by applicable law.

7. Consent

By using the App, You hereby expressly consent to the collection, storage, use, disclosure, and transfer of Your Personal Information in accordance with this Policy.

8. Modifications

The Company reserves the right to amend this Policy at its sole discretion. Updates shall be communicated by posting the revised Policy on the App.

9. Contact Information

For any grievances, queries, or concerns regarding this Policy, You may contact:

Grievance Officer: Kanishk Kher
Email: support@loanshown.com
Registered Address: LOANSHOWN, plot no 5 Upper Ground Floor, Sector 13, Dwarka, New Delhi, Delhi, 110078